Can I accept a cashier's check without risking being scammed?
June 11, 2008 1:29 PM Subscribe
Selling a chair to someone out of state (in Illinois). Despite instructions to either use paypal or a personal check, she mailed me a cashier's check. Any way to accept a cashier's check without risking being scammed?
posted by stewiethegreat to Work & Money (24 answers total) 1 user marked this as a favorite
I listed a chair on my local craigslist for $175. It's a sweet little antique and probably worth $300-400. Someone emailed me in Illinois and said it was exactly what she'd always wanted and she wanted to buy it. I told her shipping would be prohibitive, quoted Greyhound ($65) and UPS ($292) and she chose UPS, because she didn't want to have to pick it up from the Greyhound station.
I told her that I'd take paypal or a personal check only (though I didn't specifically say she COULDN'T send me a cashier's check) and a few minutes later got an email saying that she was going to send me a cashier's chek today.
I immediately replied back that a cashier's check was NOT an option that I would ONLY take paypal or personal checks. After an hour, I got a response that she had already bought a cashier's check and mailed it to me and asked me to please call her to work out how we could make this happen.
I googled her address and a man with her last name (on the email) and ship-to address is on the County Board of Commissioner's meeting agenda this year, and her area code is the right area code for the part of Illinois she's in. Is there any way to safely accept a cashier's check, or should I mail this back to her as soon as I get it?