Need a cashier's check in nyc but my bank is in a different state.
August 31, 2013 4:01 PM Subscribe
How can I purchase a cashier's check with funds from a local bank in NC that I can deliver to a landlord in NYC within one business day?
posted by fromageball to grab bag (8 answers total) 1 user marked this as a favorite
I'm trying to secure an apartment(nyc) and I found out today(saturday) that I have it but I have to get them a cashier's check for >$5k by 5pm on Tuesday or else I will probably lose the place. The problem is that my bank is in NC(and it's a local credit union, not a national bank) and I'm here, so I am trying to figure out how to get a check from my bank that I can present to this landlord between the time the banks open on Tuesday and 5pm.
I asked the rental company if they can accept an electronic transfer and they said no.
One option I thought of is to get up early Tuesday morning and open a bank account here and transfer the money to it(which hopefully would happen immediately?) and then just get the bank I do that with to cut me a cashier's check. I don't know if this is feasible or not...obviously I would call my bank and let them know what I'm doing.
Is there a way to get a cashier's check from a different bank here in nyc? Are there any banks here that are particularly friendly to that sort of thing?
I've never used Western Union or any kind of money wiring service but plan to look into those as well.
I guess a last resort would also be to get a bunch of money orders but that seems like a messy way to do it and I worry that my account would get shut down or something with repeated purchases like that.
Are there any other options I am not aware of? It's fine if they are far-fetched.
Surely someone else has been in this situation before.