Questions in the Work & Money category.
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November 19

Income tax on repayment?

Will I pay tax on my daughter's repayment of the loan we took out to buy her house? [more inside]
posted by Peach at 2:31 AM - 4 answers

Deducting closing costs in off-market home sale

In working out the details of a real estate sale between siblings, should closing costs be considered in the price? [more inside]
posted by lalas at 12:13 AM - 17 answers

November 18

(When) Do I Go? And How?

I started at this job almost two months ago (despite having major reservations) because I really needed a job. As it turns out, I am not happy for multiple reasons, and I’d like to quit before I have to put it on my resume. Snowflakes inside. [more inside]
posted by anonymous at 10:29 AM - 4 answers

What's a realistic career direction for me? Mom in 30s w/ MPH, ADHD

I earned a Master's of Public Health (MPH) in my early 20s. It wasn't a good fit for me, and I've struggled to find career direction (see below for details). Now in my early 30s, married, and the mother of a young child, I'm concerned about how to make better career decisions going forward, to help provide stability for my family. What options do you see for me? I appreciate your thoughts! [more inside]
posted by a constant satellite at 9:54 AM - 11 answers

Tell me about being an independent contractor (US)

I'm thinking of doing some locums work for an agency and would thus become an independent contractor (1099). I understand this means I will have to pay my own social security and Medicare taxes. It sounds like I also have to pay taxes quarterly--how does that work? Is there an additional self-employment tax I'm required to pay? I am married to a non-resident alien so I always file 1040 married separately, can I still do that? What else is there to know, and what else is there to watch out for? [more inside]
posted by stillmoving at 9:32 AM - 6 answers

November 17

State (WI) Tax Refund Check made out to... estate of me.

My husband passed in January. I filed taxes late this year, and only recently got the refund check. Which is made out to.... "The estate of [my name]". The bank won't cash it. What do I do? [more inside]
posted by [insert clever name here] at 4:21 PM - 15 answers

How do you get things done in your office?

I strongly suspect that the marketing department that I belong to is more dysfunctional than average. Please tell me about the workflow, best practices, software solutions, meeting frequency, etc. that make your office (marketing or otherwise) work so I might have a better idea of how far off the mark we are. Blizzard within. [more inside]
posted by anonymous at 10:19 AM - 6 answers

Upwork alternatives?

Hi AskMe! :) Related to my previous question, I'm trying to offer myself as a freelance accessibility tester to folks who might not be in the market for a larger company. Upwork seems like a decent place to do this, but has… let's just say a variety of accessibility issues itself. I can't even get an account created there yet, so am looking for alternatives. [more inside]
posted by Alensin at 10:07 AM - 3 answers

A possible employer praised my work but I can't say I did it. What now?

I wrote copy for a web project a few months ago. A potential employer praised in on LinkedIn. I'd like to raise my hand and try to get a job with his company. But the work was under NDA. I REALLY need a job. How do I handle this? [more inside]
posted by anonymous at 7:20 AM - 6 answers

November 16

Home equity conversion mortgage (HECM)

We are considering taking out a home equity conversion mortgage so that we can move into a larger home. I've read a lot and am pretty well up on how it works but I am interested in hearing from anyone who has actually been through it. Anyone out there?
posted by charlesminus at 5:42 PM - 2 answers

Need a book about "The Labor Movement" in the United States

I've become more active in my local teachers association recently, and I find myself wanting to read up on the history of the labor movement in the United States. [more inside]
posted by Temeraria at 1:25 PM - 8 answers

annuity rider charges?

Would someone mind breaking this into down into to understandable terms, please? My friend has asked her district appointed agent who advised her to move her savings from a 403b to a Voya account several times and yet she still have no idea why these rider fees are more than the interest accrued, or even what they are (and why are they in parenthesis)? She is retiring soon from a district position. She and I would like to know exactly what is going on here. (Details below) Thanks in advance! [more inside]
posted by ConnieL at 11:08 AM - 8 answers

How to improve videotelephony meetings

How do you make video conference meetings with remote workers as useful as face to face meetings? How do you minimize setup time and efficiency and improve quality? [more inside]
posted by GernBlandston at 9:23 AM - 7 answers

ELI5 - paying for graduate school, last-minute edition

I need help figuring out how one goes about getting loans for graduate school, and I don't have a lot of time to figure it out. I'm a full-time employee making a comfortable salary, and I have been taking courses one-at-a-time at a local university (through a certificate program in the same department) since 2015. I now want to go full-time and finish a master's, but the kicker is that I want to make this change by January 2018, and I have no idea how to pay for it. [more inside]
posted by houseofleaves at 9:00 AM - 6 answers

Should I use a buyer's broker?

Very basic question about real estate purchases and buyer/seller brokers in New York/Western Massachusetts. I'm thinking about buying a property that I would use partly for my own vacations and partly to rent out on AirBnb. What are the ramifications about working with a broker of our own versus just booking appointments with the sellers' brokers and not having our own broker? [more inside]
posted by pipti at 6:46 AM - 11 answers

November 15

How long do I stick with my first good job...which I hate

Will I be hurting my chances of future employment if I leave a job after four months? [more inside]
posted by switcheroo at 3:46 PM - 10 answers

How to pay a freelancer in Australia

I am in the US and I need to send money to Australia. What's the best service to use? [more inside]
posted by rada at 1:05 PM - 7 answers

November 14

Advice about asking for money for a non-profit

I need some help figuring out how to ask people I've never met at a certain company for money. [more inside]
posted by anonymous at 2:30 AM - 6 answers

November 13

Help me find a work from home career path

I have recently become a single mom and have need of a job that will pay decently to help my family find a more independent footing. I also have a special needs child that makes getting a "regular" job almost impossible. I need some direction! [more inside]
posted by kittyloop at 3:51 PM - 12 answers

Discovered redundancy is imminent - what to do?

I have been told, from a reliable source, that, after many years with my employer, I am probably going to be made redundant at the end of the month. I am not meant to know this, and I am not sure what to do with this knowledge. What should I do? [more inside]
posted by teselecta at 2:31 PM - 14 answers

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