Questions in the Work & Money category.
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My tenant can suddenly no longer pay rent on the apartment I rent to him. This is not a temporary cash shortfall, and he is finding other housing. How can I navigate the end of this relationship in a humane way, while still making sure that I protect my family's interests? There are some complicating factors below. [more inside]
My adult brother has learning disabilities and a spending problem. He has now his first real job at thirty+ and I think this is a good time to make a new attempt at budgeting. he thinks that knowing how much things have cost is the same as having a budget, and now I just found out that he has spent about 400 euro on Overwatch skins (in game micropurchases). [more inside]
Applied for a job at a large slow-moving company while I was employed, became unemployed before interviews, was referred to another job within the company and didn't mention I was unemployed during application/interview process. Now it's been 2 months since I've been unemployed, but nobody at this company knows and I'm likely to get a job and have a background check. I do, however, have a chance to fill out a correct application, but it will be inconsistent with my previous application/what I said in the interview for the 2nd job I applied to. Is this a huge deal? [more inside]
He stopped on a very sharp turn under an overpass and I couldn't stop in time. Minor damage to both cars, no injuries. We took pics of each other's drivers' licenses, license plates, and insurance cards, and the damage to each others' car, then drove away. No police or bystanders involved--it's an intersection that has lots of fender benders so people don't pay attention. Do I just call my insurer? Is there something I *should not* do or say? I'm insured but am I likely to be totally screwed if I don't have the right kind of coverage? I find this stuff pretty confusing. I don't live in a no-fault insurance state. Is this good or bad?
I am considering looking for a modest 1-bedroom condominium in one of the less-gilded areas of the Peninsula, starting in Redwood City and extending north up to Daly City and targeting a sale price of $575K or below. Please help me understand the feasibility and logistics of such a purchase. [more inside]
I am an engineer looking to switch into a Health Physics career. I have a few questions for any Health Physicists out there. [more inside]
I think my life is finally in a situation where I need to find someone to help with tax planning, but maybe also a financial advisor, or maybe someone else entirely. Please help! [more inside]
How appropriate is it to just email trade publication editors to introduce myself? Or how should I go about building a network? [more inside]
I just got back from a trip to India (it was great!) and to my horror I got the rupees conversion mixed up and accidentally way under-reimbursed my host. How can I make it up? [more inside]
Our community centre is doing extensive renovations. We are going to hire a General Contractor via a bid process. We asked companies to submit material for a Pre-Qualifying round. Twenty companies submitted their materials and we are now winnowing the list from 20 down to six. We will then ask the six finalists to bid. We have not decided on the six yet. The problem is one of the prospective companies is being sued by a reputable client for fraud. [more inside]
What would you do if you saw or heard someone at work making racists comments to himself? He wasn't directing those comments at anyone specific, he was sitting by himself talking to himself.
A colleague of mine was telling me that he spends $40/month with AT&T Adworks and says that it brings in a steady client stream for his resume-writing business. I'm curious if other solopreneurs/small businesses have had a similar experience with AT&T Adworks, Comcast Spotlight, DirectTV, etc.
I'm absolutely, positively, completely new at using spreadsheets. I need to keep track of freelance jobs, how much time I'm spending on them, how much each one pays, how much I've been paid in total, and average hourly wage per gig, per freelance site, and overall. Please explain to me how to do these things in Google Sheets in the simplest possible language. [more inside]
I am a single, 40-year-old man and have about $1.1 million in assets. (About 35% is in pre-tax retirement accounts.) I also have a mortgage of $350k on an apartment in NYC and about $150k in equity in the apartment (not counted among my assets). But I would like to move to the Bay Area and buy a house. [more inside]
I'm an author on an academic paper. My involvement with the paper was as a paid data analysis consultant to the first author (who's based at a university). Half of this (part-time) consulting was while I was unemployed, the other half was as a side gig while I had an unrelated full-time job. How should I list my institutional affiliation on our submission? [more inside]
We're outdoorsy introverts who live in the Mission. We want to move. Should we move to Berkeley for the space and quiet? Or is a short commute worth less space, even if it restricts our ability to use our free time? We're made of special details, but we're interested in opinions from anyone who works in SF and lives in the East Bay; we're also interested in other people's guidelines and heuristics for balancing cost, commute, and space. [more inside]
The plan: Buy an older home in the pricey liberal College Town in our area. Rent it out for a couple of years while we live for free with extended family out in the country (40 minutes away). Pocket savings from living for free while the rent pays our mortgage, then remodel and live in the new house a few years down the road once kids are school-age and we want into the better school district. The numbers are as follows... [more inside]
My credit card lender will give me a lower APR for a year but I won't be able to use the card. Does this sound legit or is there a catch I'm missing? [more inside]
So I've been out of work for a few years trying to do my own thing. I've decided that I miss the work I used to do (just not the company I used to do it for) and getting back on a job search. And I have a big gap on my resume. And I'm not sure how to proceed. [more inside]
I'm getting laid off at the end of the month. My company is pushing me to transfer internally but I don't want any of the jobs listed on the intranet. They have said they'd discuss some kind of severance package if I can't transfer. Will it hurt to say "no, I don't want to"? If I had some outside job lined up (I don't), could that affect my severance package or do they legally have to give it to me regardless of whether I'm working or laying on the beach? [more inside]