Questions in the Work & Money category.
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February 26

How to handle humanely the end of a tenant relationship

My tenant can suddenly no longer pay rent on the apartment I rent to him. This is not a temporary cash shortfall, and he is finding other housing. How can I navigate the end of this relationship in a humane way, while still making sure that I protect my family's interests? There are some complicating factors below. [more inside]
posted by anonymous at 12:18 AM - 4 answers

February 25

Very simple budgeting apps and ideas

My adult brother has learning disabilities and a spending problem. He has now his first real job at thirty+ and I think this is a good time to make a new attempt at budgeting. he thinks that knowing how much things have cost is the same as having a budget, and now I just found out that he has spent about 400 euro on Overwatch skins (in game micropurchases). [more inside]
posted by Iteki at 4:53 AM - 9 answers

February 24

Um actually.. I've been unemployed the past 2 months

Applied for a job at a large slow-moving company while I was employed, became unemployed before interviews, was referred to another job within the company and didn't mention I was unemployed during application/interview process. Now it's been 2 months since I've been unemployed, but nobody at this company knows and I'm likely to get a job and have a background check. I do, however, have a chance to fill out a correct application, but it will be inconsistent with my previous application/what I said in the interview for the 2nd job I applied to. Is this a huge deal? [more inside]
posted by anonymous at 11:09 PM - 5 answers

Minor car accident, damage to both cars, no injuries. What to NOT do?

He stopped on a very sharp turn under an overpass and I couldn't stop in time. Minor damage to both cars, no injuries. We took pics of each other's drivers' licenses, license plates, and insurance cards, and the damage to each others' car, then drove away. No police or bystanders involved--it's an intersection that has lots of fender benders so people don't pay attention. Do I just call my insurer? Is there something I *should not* do or say? I'm insured but am I likely to be totally screwed if I don't have the right kind of coverage? I find this stuff pretty confusing. I don't live in a no-fault insurance state. Is this good or bad?
posted by anonymous at 2:24 PM - 6 answers

SF Bay Area Condo Purchase For The Unambitious

I am considering looking for a modest 1-bedroom condominium in one of the less-gilded areas of the Peninsula, starting in Redwood City and extending north up to Daly City and targeting a sale price of $575K or below. Please help me understand the feasibility and logistics of such a purchase. [more inside]
posted by 4rtemis at 9:12 AM - 3 answers

Questions for Health Physicists

I am an engineer looking to switch into a Health Physics career. I have a few questions for any Health Physicists out there. [more inside]
posted by Evernix at 4:10 AM - 6 answers

February 23

CPA? EA? CFP? Help!

I think my life is finally in a situation where I need to find someone to help with tax planning, but maybe also a financial advisor, or maybe someone else entirely. Please help! [more inside]
posted by noneuclidean at 5:25 PM - 3 answers

New to PR: How to Build a Network?

How appropriate is it to just email trade publication editors to introduce myself? Or how should I go about building a network? [more inside]
posted by xicana63 at 1:24 PM - 5 answers

Money or money-like thing to send to India?

I just got back from a trip to India (it was great!) and to my horror I got the rupees conversion mixed up and accidentally way under-reimbursed my host. How can I make it up? [more inside]
posted by caoimhe at 5:51 AM - 6 answers

February 22

Fraud in a bidding process for a Construction Contract

Our community centre is doing extensive renovations. We are going to hire a General Contractor via a bid process. We asked companies to submit material for a Pre-Qualifying round. Twenty companies submitted their materials and we are now winnowing the list from 20 down to six. We will then ask the six finalists to bid. We have not decided on the six yet. The problem is one of the prospective companies is being sued by a reputable client for fraud. [more inside]
posted by storybored at 7:49 PM - 15 answers

Racist statements at work

What would you do if you saw or heard someone at work making racists comments to himself? He wasn't directing those comments at anyone specific, he was sitting by himself talking to himself.
posted by pieceofcake at 6:25 PM - 10 answers

Has anyone had experience with Addressable Advertising?

A colleague of mine was telling me that he spends $40/month with AT&T Adworks and says that it brings in a steady client stream for his resume-writing business. I'm curious if other solopreneurs/small businesses have had a similar experience with AT&T Adworks, Comcast Spotlight, DirectTV, etc.
posted by zooropa at 12:29 PM - 0 answers

Spread(sheet) 'em

I'm absolutely, positively, completely new at using spreadsheets. I need to keep track of freelance jobs, how much time I'm spending on them, how much each one pays, how much I've been paid in total, and average hourly wage per gig, per freelance site, and overall. Please explain to me how to do these things in Google Sheets in the simplest possible language. [more inside]
posted by The Almighty Mommy Goddess at 11:00 AM - 4 answers

February 21

SF NYC real estate: Asset allocation for a (barely) millionaire

I am a single, 40-year-old man and have about $1.1 million in assets. (About 35% is in pre-tax retirement accounts.) I also have a mortgage of $350k on an apartment in NYC and about $150k in equity in the apartment (not counted among my assets). But I would like to move to the Bay Area and buy a house. [more inside]
posted by anonymous at 11:44 PM - 8 answers

Institutional affiliation for a paper where I worked as a consultant?

I'm an author on an academic paper. My involvement with the paper was as a paid data analysis consultant to the first author (who's based at a university). Half of this (part-time) consulting was while I was unemployed, the other half was as a side gig while I had an unrelated full-time job. How should I list my institutional affiliation on our submission? [more inside]
posted by c'mon sea legs at 10:07 PM - 4 answers

Should we move from SF to Berkeley?

We're outdoorsy introverts who live in the Mission. We want to move. Should we move to Berkeley for the space and quiet? Or is a short commute worth less space, even if it restricts our ability to use our free time? We're made of special details, but we're interested in opinions from anyone who works in SF and lives in the East Bay; we're also interested in other people's guidelines and heuristics for balancing cost, commute, and space. [more inside]
posted by you could feel the sky at 3:06 PM - 17 answers

First time home buyer, first time landlord?

The plan: Buy an older home in the pricey liberal College Town in our area. Rent it out for a couple of years while we live for free with extended family out in the country (40 minutes away). Pocket savings from living for free while the rent pays our mortgage, then remodel and live in the new house a few years down the road once kids are school-age and we want into the better school district. The numbers are as follows... [more inside]
posted by wilky at 2:08 PM - 13 answers

Should I trust this credit card offer to temporarily lower my APR?

My credit card lender will give me a lower APR for a year but I won't be able to use the card. Does this sound legit or is there a catch I'm missing? [more inside]
posted by luckyveronica at 9:59 AM - 12 answers

Is it worth putting this throw away job on my resume?

So I've been out of work for a few years trying to do my own thing. I've decided that I miss the work I used to do (just not the company I used to do it for) and getting back on a job search. And I have a big gap on my resume. And I'm not sure how to proceed. [more inside]
posted by Sid and Marty Krofft's HR Sockpuppet at 8:35 AM - 8 answers

Laid off - question about severance package

I'm getting laid off at the end of the month. My company is pushing me to transfer internally but I don't want any of the jobs listed on the intranet. They have said they'd discuss some kind of severance package if I can't transfer. Will it hurt to say "no, I don't want to"? If I had some outside job lined up (I don't), could that affect my severance package or do they legally have to give it to me regardless of whether I'm working or laying on the beach? [more inside]
posted by AFABulous at 8:29 AM - 15 answers

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