How long do they have to charge my debit card?
August 8, 2006 8:34 AM Subscribe
Well over a week ago, I took some friends out to brunch and paid with my debit card. The charge still has not been debited from my bank account. Is there a limit to how long the restaurant has to deduct the funds?
posted by catfood to Work & Money (10 answers total)
I expect checks to take a little while to clear my account, but I have never had to wait more than a business day or two for a debit card charge to appear in my bank account. It's throwing my checkbook balancing off, and it's annoying me too.
This is a restaurant in a major hotel chain (Wyndham), and I have been watching my statement for this charge because the restaurant staff seem a little shady... I later found out that other members of my family who dined there the day earlier were overcharged on their room bill, and had to fight with the management to remove the extra tip the restaurant charged from their bill (they clearly left a 10% tip for the brunch buffet which was noted on their receipt, the restaurant charged a 20% tip).
Is there a point where I can safely say that they are not going to charge me? Or can they hang on to this charge for as long as their little hearts desire?