. I used my debit card once (which, ugh, I never shop with, but I must have needed cash back), and my credit card once. And apparently other information, like home and e-mail addresses, was also taken. How concerned should I really be, and how much effort should I put into changing card numbers and monitoring my own information?
I've had my credit card number stolen before, and while it's a hassle, the card company was very good about alerting me immediately, sending a new card, and stopping any disputed charges. My debit card was also compromised once, and again it was caught and taken care of immediately. I'm not super concerned about the credit card because it's one I barely use, but should I have my debit card replaced? I keep a close eye anyway on charges on my credit and debit cards, and think I would notice anything suspicious.
What does the leak of my personal information (name, address, e-mail) mean for me? It's not exactly top secret information, though obviously having it all published in one spot makes it easier for someone to use it. Is this enough information that someone could open a line of credit or something in my name? (But if they use my address/e-mail, wouldn't I find out about it via mail or e-mail?) Was any other sensitive information leaked, like Social Security Number or passwords?
Should I sign up for the one year of credit monitoring that Target is offering
? I do get a monthly credit score from my credit union, so I would see if there were a sudden change in the number. Is it even worth it, considering it might be longer than a year before someone decides to use my info?
Basically, how concerned should I really be, and how much effort should I put into changing card numbers and monitoring my own information?