Which credit monitoring services are reputable?
January 18, 2014 5:31 PM Subscribe
I'm looking for a credit monitoring service that will let me retrieve my full credit report once every 2 weeks. I'm okay with a < $20 monthly fee. I just want to know which services aren't a scam.
I was a monthly member of PrivacyGuard, because I could get a fresh credit report any time I chose. I would get one about every other week and look through it. (It's an OC thing, but it makes me happy.) A while ago they restricted users to one report every 6 months (due to the abuse from people checking reports every 30 seconds - no idea, but that's what the forums reported).
I've googled for reviews, but this particular market is so over SEO'd that I can't really trust any results. That's where I'm starting from.
The sites I've been looking at are:
I know lifelock.com has their comical issues, so I'm skipping them.
And there's always Mint.com's offering.
The bottom line is: I'm looking for a service that for a monthly fee (up to $20 a month) will give me credit reports from all 3 agencies, every 2 weeks. I don't really need scores, but that would be a nice bonus. I just want a full list of what the agencies have as my file (I can mostly do the math on my own).