What happens if you're hit by an uninsured driver in WI?
March 29, 2012 1:30 PM Subscribe
My vehicle was damaged by a (possibly) uninstured driver in Wisconsin... What now?
posted by anonymous to Law & Government (7 answers total) 1 user marked this as a favorite
I was in a parking lot when my vehicle was struck by another vehicle backing up. The driver of this vehicle didn't stop and exchange information with me, they took off. I did get their license plate information and called the police. The police officer took my statement and took a picture of the damage on my vehicle. I filed a claim with my insurance company after the police was done collecting their information, and they advised me that they would investigate and get the ball rolling on determining fault, etc.
A few days later my insurance company called me back saying they were able to determine who the vehicle that hit me was registered to and they opened a claim with the owner's insurance company and said that the other insurance company would be in contact with me shortly. I spoke with them today, and they said they had to do some investigating as well, seeing as the claim did not have a policy number attached to it, which the claims analyst thought may mean the insurance policy had lapsed... They will be getting back to me with the information they find.
So, now that this has all happened, I am wondering if I am going to end up screwed over on the whole deal since the person who hit me may not have insurance. Will I need to take them to court to recover damages? Is there any recourse against the other driver (especially since they fled the scene) if I have to pay for repairs?