I was run over, should I take legal action? If so, how?
February 1, 2008 11:38 AM Subscribe
So I was crossing the street right after work in the crosswalk, on a green walk sign. A cab was making a left turn, ran into me, knocked me down, and then ran over my foot! The worst part was that he stopped ON TOP OF MY FOOT, wth?! So he gets out of the car to check on me and i'm on the ground screaming bloody murder- BACK THE F OFF MY FOOT- pretty funny when i re-tell it now since miraculously (doctor's words) I was spared from any major injury!
posted by flaneuse to law & government (18 answers total)
I had my Kaiser health insurance card on me and the ambulance took me to the ER at Kaiser (I am in California) where I had several x-rays, was given pain meds and crutches, and had my leg wrapped in a splint. I haven't gotten any hospital or ambulence bills from them yet, but did not pay the ER co-payment on my plan because I told the admin there that this was a third party's liability and that I would send their bills to the cab company's insurance provider.
This was over a month ago, and the cabbie's insurance company just sent me a "Report of Accident" form. It assumes that my car, not my person, was hit by the cab, which I plan to clarify. I also plan on ordering the police report that identifies eye witnesses who confirm that it was my right of way when I was hit.
I looked at past questions posted here, but they all involved car accidents and reccommended liasing through one's own car insurance company. Should I do the same with my health insurance? Should I sue the cab driver personally? The cab company? Call the cab's insurance company? I am not looking for an exorbitant sum of money but would like to see a small settlement for the emotional distress I've been through. Thoughts on how to proceed?