Someone stole my credit card, should I be worried about anything else?
September 17, 2009 3:45 PM Subscribe
Someone stole my credit card. The fraudulent charges have been taken care of, but is there anything else I should be worried about?
posted by AlisonM to Work & Money (12 answers total) 4 users marked this as a favorite
My credit card (that I charge a whopping $9 a month on for Netflix) is expiring next month. Chase sent me a new card on Sep 4th, I never received it. Today, someone charged a whole bunch of money at a whole bunch of stores to my account. They're in Florida, I haven't been to Florida in years (I'm in NYC). The fraud department at caught it, I verified it wasn't me. Obviously somewhere between Chase sending me my new card and me getting my new card, things went wonky and some jerk got their hands on the envelope. My account is temporarily closed/denied/whatever until I get my new card (with a new account number) and activate it, and I'm not liable for any of the charges.
Except, now these people have my name, address, and a credit card (even if it's useless) with my name on it. Is there anything that I should be concerned about or do to try to ensure that they don't use my identity to do anything else? I've certainly used a credit card as an ID before, and after talking to my roommate just this week about these things (he has no state issued ID or passport and needed to get on a plane), a credit card plus any piece of paper with your name on it is considered enough ID to do whatever you want at a lot of places. Even though I'm in debt (thanks, school) and am sort of underemployed, I have pretty decent credit. I'd REALLY like to keep it that way.
So, is there anything I should do? I don't intend on taking out any loans or opening any new credit accounts in the immediate future, but I may consolidate my several private school loans at some point in the next year or so. (I would get advice from a financial planner, but see the underemployed bit? I can't afford it.)