Failed Credit Card Fraud?
July 15, 2010 8:25 AM Subscribe
Why did someone use my credit card information to make a fraudulent online purchase, but then have the goods shipped to me?
posted by burnmp3s to Computers & Internet (21 answers total)
I came back from having been out of the country to find an $800+ charge on my credit card from an online store I had never heard of. There was also a $1 temporary authorization from the Microsoft Store (which I had also never used) which I think was probably a test to see if my credit card information was valid. I called up and reported it as fraud to my credit card company, and they canceled the card and removed the charge.
That's all pretty normal, but the weird part is that the item that was purchased was actually sent to me at my address. Since I was out of town the delivery attempts failed (it was apparently shipped with a requirement that it could only be signed for by a someone with a valid ID at least 21 years old), but I went to the FedEx location, verified that it was the $800 thing I didn't buy (it turned out to be a camera lens) and refused to accept the package. So at this point the charges have been reversed and the online store has their camera lens back.
What was the point of all that? Was the person trying to use my credit card just inept or is there some sort of scam I don't know about that involves shipping the merchandise to the victim?