Hating our money life right now
April 9, 2007 2:53 PM Subscribe
Will budgeting help?
posted by frosty_hut to Work & Money (22 answers total) 15 users marked this as a favorite
My husband takes home 47k per year, I bring in about 17k, and we split the rent. He pays for the car and maintenance (no payments, just gas, upkeep and insurance), our cell phone service, and most of our food and household stuff. I pay for Internet access, cable, and most of our frou frou crap (shampoo, etc.), plus, I don't know, 80-90 percent of my own girl-type stuff: clothes, makeup, shoes, that kind of thing. Our rent is $900. We have no kids and we got out of debt a year ago, but we're constantly broke.
This bothers my husband more than me. I would like to have more savings, he would like to have more cash flow, but we both see the need for each of these things. Right now we're winging it and suffering for it. For instance, I just got a check for $680 for a contract job which may turn into full-time employment. I kept $300, gave $300 to my husband, and put the rest in our joint savings account. I spent most of my stash on clothes (this is a classier place of work than what I'm used to), and a few non-essential, comfort purchases that I just wanted to treat myself to (the contract job has been brutal as all get out, but they like me and will probably keep using me and I want to keep it that way). So I didn't strictly need to spend all of my half of my money, but I did, and I think my husband's hissy fit this morning had something to do with it. He does these slow burns about my spending habits and there's nothing I can do, I don't think, other than to try to weather it. He does occasionally say: "I'm not going to get upset about those things anymore," but he continues to do so.
In my mind, I'm okay. I gave him half my money and did what I like with my piece. So I spent it, so I earned it, right? Or do I need to be more sensitive about plugging in the gaps in our joint financial situation? Is a budget, which I hate the thought of but would be willing to try, our best solution?