What happens after a bike accident?
July 19, 2014 9:28 AM Subscribe
My husband got doored on his bike. There was a police report, the guy who hit him stayed on the scene and was actually on the job (delivery) when he opened his door into my husband, who was in the bike lane. The driver did have insurance and presumably the company insures, too. What happens now?
posted by juniperesque to Work & Money (22 answers total) 1 user marked this as a favorite
Husband was hurt. His helmet saved his life.
Do we just... wait around for the driver's insurance to contact us? Is that how this works?
I was a passenger in a car accident once and didn't know how this worked, but was on a student health plan at the time, so I didn't pay anything for anything. A year later, I got a check in the mail for my pain and suffering, if I signed something saying I wouldn't make any further claims, so I signed it, and got some cash, and things were fine.
This is more complicated - we are adults, we have paid $$$ for hospitalization, he is going to lose work, and he has a concussion which could cause debilitating headaches or worse that may not show up for months.
We're hesitant to lawyer up right away. There is no ambiguity over who was at fault, the police report says it all. We literally have zero money to spare, and anything we get from the insurance company would be used to pay our bills while my husband is recovering, so we'd rather not have to pay a lawyer a cut; we're going to need it all.
Secondarily, are there any advocacy organizations in the Chicago area that can help us out with this? We are so lost and could use some hand-holding.