Invoices and payment processor for low-transaction contractor?
June 28, 2014 11:37 PM Subscribe
My new boss apparently prefers to use more convenient and/or flexible methods to pay me, an independent contractor (web dev). He suggested I invoice him through PayPal the first time he paid me. I have a general dislike of PayPal, and I like automation, so I'm trying to decide on a payment processor or other method of billing that can take the same money sources as PayPal.
posted by WasabiFlux to Computers & Internet (6 answers total) 10 users marked this as a favorite
I know of Square and Stripe, and a cursory search has turned up Braintree and Balanced, and of course there are Google Wallet and Amazon Payments.
Square seems to fit the use case of charging for independent services best. The one single time I paid through Square, it was a swipe of my card to pay a barber. Their rate is the lowest at 2.75%, where all the others are 2.9% + 30¢ - a few dollars a month, so not a big thing. I don't see excellent API support across languages like with Stripe, though.
The rest seem to be geared more heavily toward business-to-customer retail transactions. When I threw together an invoice on PayPal, the most suitable thing to do that was immediately apparent was to charge for X "items", where each item cost my hourly rate, and the item name specified the job title and "per hour".
I intend to add an invoicing and payment system to my website to make the process easier, for this job and for other odd jobs I acquire. Is there an easy-to-integrate payment processor that supports charges for services by-the-hour? If you've done this kind of thing, what would you recommend?