Multiple NSF charges for one payment
May 21, 2014 10:03 PM Subscribe
I am pissed that I got THREE non-sufficient fund charges from my bank for the same single payment that did not go through. What can I do about this?
posted by mysterious_stranger to Work & Money (7 answers total) 1 user marked this as a favorite
My checking account was overdrawn (because of a whole big set of issues I won't go into here).
I had a payment to one of my credit card companies set to pay online. The payment didn't go through, unsurprisingly, so I got a NSF. But what does surprise me and piss me off is that the credit card company tried to get paid two more times in quick succession (without any further input from me, in other words I didn't go back online and try to pay them again yet) before the check I'd deposited in my bank to replenish my balance cleared. This means a total of $75 in NSF for what should have been one transaction.
What can I do about this if anything? Is this something the bank should not allow, or is this totally the credit card company's issue for re-submitting over and over in short order?