Maximizing Vision Insurance Benefits
March 4, 2014 5:36 AM Subscribe
Best use of vision insurance-glasses or contacts?
posted by hollygoheavy to Health & Fitness (7 answers total) 2 users marked this as a favorite
For the first time I'm going to be getting both contacts and glasses this year, but my insurance only covers one or the other. I need bifocals and high index lenses (and cute frames), and I really only want daily wear contacts. Based on my insurance coverage, should I use my benefits for glasses and pay out of pocket for contacts or vice versa?
VSP Insurance $15 exam copay
Contacts: $150 allowance for contact lens exam and contacts.
Prescription Lenses: $15 copay for lenses and/or frame.
$55 copay for standard progressive lenses
$95-105 for premium progressive lenses
Frame: $150-170 allowance depending on brand
Thanks for help deciphering my benefits!