Potential difficulty in debt dispute
February 25, 2014 11:42 AM Subscribe
In disputing a debt with a collector, how do I address this language from their letter: If you notify this office in writing within 30 days from receiving this notice that you dispute the validity of this debt or any portion thereof, this office will: obtain verification of the debt or obtain a copy of a judgment and mail you a copy of such judgment or verification.
posted by jinjo to Law & Government (10 answers total) 4 users marked this as a favorite
I intend to make use of scody's World-Famous Debt Validation Form Letter,
but I'd like to add something to it regarding this point. I'm very concerned about what they mean by 'obtaining a judgment.' I've been told they can't just unilaterally decide whether the debt is valid and then inform me of the fact, but I don't know how it works exactly or how to back up my request that they not do that. Thanks for any advice or clarity you can bring.