Not my name, and not my debt
April 16, 2009 4:36 PM Subscribe
I need help writing a strong letter to a collections company trying to collect a debt that isn't mine.
posted by Jenesta to law & government (10 answers total) 3 users marked this as a favorite
Yesterday I received a letter from ALW Sourcing, LLC that claimed I owe $6700+ dollars. Thing is, it was addressed to "Genesta La M_____". My mother has told me that "La M_____" has shown up in her house mail before. (Not sure if it was the same first name though.) I'm wondering if it's one of my grandmother's debts since I was named after her but with a "J" instead. It's not on my credit report. The creditor was listed as "Pinnacle Credit Services, LLC" and the former creditor is listed as "Commercial Credit". So this is just the selling of info. from company to company, right?
They claim I can contact them by phone, but I've done it twice with no results and I really don't want them to get any more of my personal information anyway. I need to write them a letter to dispute the debt within 30 days they say. What is the official/legalese way of saying "this is not my debt, so go away and don't contact me anymore!" I'm going to send it certified mail to the three addresses on the paper, so I want to make that $16 count!
Thanks to any and everyone who can help.