Need to find a bank with amazing online security
January 13, 2014 1:43 PM Subscribe
I need to find a bank with absolutely amazing online security. Two-factor authentication is a good place to start. Bonus points for stability and good interest rates.
posted by anonymous to Work & Money (19 answers total) 5 users marked this as a favorite
Had to reset the password on my savings account the other night, and was appalled by my bank's lack of security. It appears that, if someone gained access to my email account, all they'd need to reset my password would be some basic information that's probably real easy to obtain. I don't know how, in this day and age, a bank can be so irresponsible.
So, I'm looking for two banks : one for my checking, one for my savings. Yes, they must be separate. These banks must have absolutely top-notch online security. Two-factor authentication would be a great place to start, but I'd give preference to banks that go a step further, if this is possible. I should be able to do all the typical online banking tasks through the website, I just want to do them in a safe fashion.
As a secondary concern, I'd prefer banks that are absolute paragons of stability. Yes, I know, checking/savings accounts are FDIC-insured, but I remember the recession, and would like to go with banks that don't take crazy stupid risks.
Finally, all things being equal, I'd like to get the highest interest rates possible. Obviously this is not a top concern, but it's the sort of thing that could be a tie-breaker between equally worthy options.