E.R. Bill HIGHER after submitting Insurance
August 19, 2013 4:26 PM Subscribe
After submitting an ER claim to insurance, my bill from the hospital INCREASED. Is there any way to fight the hospital on this?
posted by unmouton88 to work & money (26 answers total) 2 users marked this as a favorite
I went to the E.R. in early July. They did not ask for my insurance information. I received a bill in the maill for roughly $560, and an offer of a 60% discount if I paid within 10 days. (These were the weirdest payment terms I've ever seen.) So if paid in 10 days, it would've been a little over $200.
On the back of the bill, it had an opportunity to write your insurance info and have a claim submitted. I chose to do this, thinking that after insurance discounts, the bill would be even lower.
Wrong. The bill is now almost $900. Reading online, this is probably the result of a practice being used by the hospital where they do two-tiered billing-- for the insured, and uninsured. I guess they orginally assumed I was uninsured.
Point in case, a $200 is now a $900 one, AFTER insurance submission. Is there any way to fight this? I could have barely paid $200, and I definitely can't afford $900. I'm also horrified that my insurance made things WORSE.
Thanks for any help you can offer.