Can I get insurance if I'm moving with PODS or ABF?
July 12, 2013 2:09 PM Subscribe
If I'm paying for movers/loaders that are recommended by a pod/cube/box-based moving company, can I get my things insured?
I'm moving cross-country, and I'm planning to move with ABF U-Pack/ReloCubes, PODS, or a similar company. I also need movers to load and unload on both ends of the move. (I have a relocation reimbursement from my new employer).
I thought I had read somewhere (here?) that if you used loaders recommended by ABF, you could get something more than basic catastrophe liability. But I'm looking on their website, and I can't seem to find that.
Did I confuse ABF with another company? Or did my brain make this up entirely?
I'm moving cross-country, and I'm planning to move with ABF U-Pack/ReloCubes, PODS, or a similar company. I also need movers to load and unload on both ends of the move. (I have a relocation reimbursement from my new employer).
I thought I had read somewhere (here?) that if you used loaders recommended by ABF, you could get something more than basic catastrophe liability. But I'm looking on their website, and I can't seem to find that.
Did I confuse ABF with another company? Or did my brain make this up entirely?
Take a look at their Item 780-1, especially Section 2 ("Optional Excess Liability Coverage"). It seems you can ask for more than their ridiculous 10 cents per pound, but the charge, IMO, is pretty stiff: 3%. So say you're having them move one ton of stuff, for which their maximum default liability (assuming none of your stuff is brand new) would be $220. If you decide you want to declare a value of $10,000, it will cost 3% of the difference between that and $220, which works out to a charge of $293.40.
This is just what I got from gleaning their web pages; I would certainly be prepared to be overruled by anyone who has actually used them.
posted by ubiquity at 2:27 PM on July 12, 2013 [1 favorite]
This is just what I got from gleaning their web pages; I would certainly be prepared to be overruled by anyone who has actually used them.
posted by ubiquity at 2:27 PM on July 12, 2013 [1 favorite]
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You can also get a temporary rider on your home/renters insurance for this, I would give your agent a call. This has been written into a couple renters policies i've had, but double check with your agent.
posted by furnace.heart at 2:23 PM on July 12, 2013 [1 favorite]