Car Rental -- My Own Insurance or Hertz's?
February 3, 2013 10:49 AM Subscribe
I am going to Kona (yay!) and renting a car for just under two weeks. When I get to the counter, I want to avoid my usual confusion, and random behavior, when dealing with insurance coverage.
posted by Danf to travel & transportation (16 answers total) 2 users marked this as a favorite
I have done everything, from buying a full waiver, to buying nothing, and in between. But I have always done it with a sense of ignorance. I have pretty robust car insurance (500K bodily injury, 100K property damage) with a $100 comprehensive and $500 collision deductible.
To get fully waivered will cost $355, which, in the case of an accident, will be cheaper than the $500 deductible. But I am willing to bet $145 that I can avoid a mishap over there for 12 days.
Is there anything else that I should consider? What do y'all do when you are about to get the keys, and they run this by you at the counter?
Also, paying with a debit card, so not sure how the VISA insurance applies, if it does.