Car Rental in Mexico--Credit Card Insurance or Not?
April 22, 2005 10:13 AM Subscribe
We're getting conflicting advice on this one. We're planning to rent a car in Mexico, Los Cabos specifically, for about a week. Insurance through the rental car company will more than double our total bill. Can we use the coverage offered by our U.S. credit card? Any experience with either option?
posted by _sirmissalot_ to travel & transportation around Mexico (6 answers total)
It seems to be required that we buy Mexican liability insurance directly from the rental company ($7-11) a day, but additional insurance will more than double our total bill. My wife's Amex includes "premium coverage" that they say will cover collision damage etc. in Mexico, and my Mastercard may do something similar. Any credit card insurance requires that we specifically decline what's offered by the rental company.
Some travel message boards say use the credit card insurance, others say to buy the rental company's insurance, and some warm that without Mexican insurance you could easily end up in jail following an accident. Does anyone have any experience with any of this? Purchasing insurance from a rental car company would raise our weekly rental from about $175 to more than $295.