My life was ruined by a dollar sign
December 5, 2012 8:17 PM Subscribe
Do you work in college admissions? Have you successfully navigated paying for college education? Are you an adult? I could use your advice on how to pay for my education, or advice to just give up.
posted by FirstMateKate to education (27 answers total) 6 users marked this as a favorite
I'm trying to get my shit together to transfer to a 4 year school next fall. This task is utterly daunting and I just want to give up and work in a goddamn call center for the rest of my life. It honestly does not seem possible to put yourself through college. Please hope me.
Background: I'm early 20s. Currently enrolled in a 2 year degree program at a local community college. Passing with flying colors. Yay. After those two years, I currently have $7000 in loans. Not too bad. But this isn't my first time trying college, and I have another 9,000 in debt. Long story short: I fucked up and can't rely on my parents for anything. Lesson learned. I'm looking to transfer to a 4 year school next fall. This would require 2-3 more years of schooling. I have absolutely no support from family. There is no one I can borrow money from. There is no one who can cosign. I'm on my own.
Currently:The two schools that I'm really favoring right now are around 34,000 a year for tuition. Woah. Where do I come up with that kind of money? After doing some research today and seeing those figures, I've become completely discouraged. I'm now totally convinced that I'm dumb and won't even get accepted anyway and it's too expensive and I'm too poor so I'm just going to have to work menial jobs for the rest of my life and then die.
I wouldn't even know where to begin to get money for it, other than fafsa and federal direct loans. And that'll give me maybe 12,000 a year. I'm 20,000 in the hole. The financial aid advisors at my current school are almost hilariously unhelpful. I've learned this from experience, and have seen other pople go through the same. Can I contact the financial aid office at the prospective colleges for advice? The financial aid deadline is march 1st, and transfer students won't know their standing [accepted or not] until mid april, so if I wait for a 'yes' from the school I'm too late.
Other complication leading to my demise:I'm currently able to afford a place to live thanks to my partner (we share finances) and my sister (who is our room mate). Come next fall, however, my partner and I will be going separate ways, and my sister is staying in hometown. I'll be truly alone, then, and I'm not even sure if I'll be able to find a place to live that I can afford. Though I don't really have a choice, because, like I said, parents are a no-go, so I don't really have anyone to move in with. I've been below the poverty line all of my life, with periods when I was experiencing food insecurity and the threat of homelessness. The thought of having to deal with a break up, complete independence, and college all on my own is terrifying.
•I'm 22 and transferring from a 2 year school to 4 year institution
•Tuition is around 30,000- or more
•I have 7,000 in student loan debt from getting associate's, and 9,000 in other debt from being 18 and financially independent [aka a child and an idiot]
•I'm going through a separation, and transferring schools will require me to move. I'll be completely alone, without any support from family.
•How do I pay for school? Can you help me budget? Will number crunching even help?
•How do I pay for life? Rent? Food?
•Is this even possible?