November 10, 2012 5:28 PM Subscribe
how much is it normal for my auto insurance premium to rise after an accident?
posted by violetk to Travel & Transportation (9 answers total) 2 users marked this as a favorite
i got into an accident this past spring which was determined to be not my fault. a driver parked on the curb of a busy street opened his car door as i drove by, causing damage to my front passenger door, which had to be replaced. the car was actually not his but his father's and the father was insured by the same insurance company as i am and because of that, they waived my 500.00 deductible.
just got my new insurance policy (i actually have multiple policies with the insurer, including my homeowners insurance). it's almost 500.00 more than my premium six months ago. it appear to be from my no longer qualifying for a safe driving discount as well as the surcharge listed for the accident. is this normal? if so, will my rate eventually reduce again, assuming i don't get into another accident any time soon?