My truck is totaled. Now what?
March 10, 2009 2:38 PM Subscribe
Our SUV was probably totaled today. The police wrote the other party a ticket for running a red light, so blame shouldn't be an issue. Both airbags blew up front, which I think will likely total it without even factoring in the rest of the damage. However, I've never been involved with a totaled car situation, so I'm trying to get my act together to make sure I don't get screwed by the settlement. What do I need to know?
posted by COD to Travel & Transportation (19 answers total) 5 users marked this as a favorite
I've got receipts for all the service ever done on the truck ( 2005 Durango Limited - 66K miles), and I've got a spreadsheet with all that data too. The truck was in very good condition both appearance wise and mechanically. I'm one of those people that actually keeps up with the fluid changes and other routine maintenance requirements. Kelly Blue Book online is telling me the trade in value is about $12,000 and the retail is about $16,500. The truck is paid off so I'm not worried about getting enough to pay off the loan. I'm worried about being able to pay cash for something comparable.
This is in VA if that matters.