Should I cave to my neighbor who wants to use an unlicensed contractor to replace our fence?
February 12, 2012 9:43 PM Subscribe
What would you do if your neighbor wanted to use an unlicensed contractor to replace a shared fence? She claims this is a guy who they have used for decades and she really likes his work.
A storm blew away a fence that I share with my neighbor. It was a run of the mill redwood fence. I just moved into the house so I don't know her very well but she is an insurance agent for the company that I get my insurance through. Because I was in mid-move and she works for the insurance company, she volunteered to gather the estimates to share with me.
She wants me to submit a claim using the estimate of a licensed contractor but then to use her unlicensed guy for much less. She says she has used this guy for decades and loves his work but since he is unlicensed, he won't provide me with a written estimate. That makes me uncomfortable but I know people do stuff like that all the time.
On one hand, building a fence doesn't seem like rocket science so maybe that would be an ok way to go but on the other hand, it doesn't seem legit and I don't want to get in trouble later if the insurance company finds out. I also don't want to end up getting her a "free" fence by paying for all the work without knowing it. She seems pretty set on using this cheaper guy and I don't know how I'd force her to use a more expensive licensed guy.
What would you do?
I am a first time home owner and don't know what to think. To be honest, I am totally mentally/physically exhausted from moving and doing other work to the house. I just want it to get done.
Please share any experiences or insights with me.
Also, my city does not require permits for replacing fences damaged in storms as long as it is a similar design.