Entry Level Credit Cards for Someone Who Hates Credit Cards
March 5, 2011 6:11 PM Subscribe
Help me find a credit card for emergencies, even though I'm too young for a real credit history and a little squigged out by the ethics of credit card companies.
posted by l33tpolicywonk to work & money (12 answers total) 6 users marked this as a favorite
I'm a 22 year old recent college graduate who has held down a job since graduation. I've got about two years worth of on-time rent payments and nine months of on-time student loan payments to my name. I'd like to get a credit card that I can keep around for emergency purposes and hopefully establish a small credit history. I don't care much at all about points or rewards.
Here's the complication: having read all of the nasty articles over the years about deceptive practices by credit card companies, I've got a lot of reservations - both out of fear of getting screwed myself and because I don't like how most credit card companies seem to exploit the poor. What's a first-time credit card I can get that's affordable but that won't make me feel that nasty feeling that I and my fellow Americans are getting roundly screwed?