Can I get individual health insurance with mental health coverage?
April 19, 2010 11:52 PM Subscribe
Can I buy individual insurance with mental health coverage with a pre-existing condition?
posted by anonymous to health & fitness (6 answers total) 7 users marked this as a favorite
I work for a small employer who reimburses employees for individual health insurance. My current health insurance policy has an exclusion on mental health coverage because it was/is a pre-existing condition. (I'm in the United States.)
I currently see a psychiatrist every few months, see a therapist weekly, and pay for prescriptions, all out of pocket.
Is it possible to get a policy that includes mental health coverage, given that I am currently receiving treatment for depression?
I have seen vague references to pre-existing conditions in articles about health care reform, but am unclear on the details. Will things be different a year from now?