Smoke 'em if you got 'em...
April 10, 2010 12:36 PM Subscribe
Mrs. Spyder and I are looking to get new (less expensive) health insurance. The last time we signed up for health insurance, I was a half a pack a day smoker. I quit four years ago. But I still smoke once in a while. How do I present this to the new insurance people?
Like I said, I quit four years ago. But about every four or five months I have a stress freak-out and go buy a pack of cigarettes. Sometimes I smoke two or three, sometimes I smoke the whole pack. Going into a new insurance situation, I know they generally ask if you smoked, for how long, how much, when you quit, etc. Do I need to volunteer this information? What happens if I don't? What are the repercussions down the road if I do get cancer or something that could be smoking related?