Help with car loan and cosigner
March 20, 2010 10:32 AM Subscribe
My girlfriend drives a 2004 Ford Focus that is insured by her mother, but my gf pays her for it. The title and registration are also in her mothers name, but the loan is in my girlfriend's name with her mom as a cosigner. My girlfriend has made 100% of the loan payments (as well as minor repairs).
Recently my girlfriends mom has begun to demand that she turn over the vehicle because it is "hers", but has now decided to try to cancel her insurance but cannot do so due to not having the plates to the car. My girlfriend is now living in fear and worrying that her mother is going to come over to our house and take the plates off the car. Her mother has also threatened to report the car as STOLEN.
posted by ascetic to law & government (14 answers total) 1 user marked this as a favorite
First of all, WHO OWNS THIS CAR?! The loan holder or the name on the title/registration? Can her mother simply demand that she turn over the car because the title and registration are in her name?
Second, is there anyway my GF can remove her mother from the loan? There is only one year left on the loan.
Any suggestions / tips / advice would be greatly appreciated.