I hit a car in a parking lot. Now what?
March 1, 2010 10:50 AM Subscribe
I scratched another car in a parking lot and left a note. Now I’m just waiting for the angry car owner to call. What should I expect? What is protocol for this sort of thing? Will my insurance or theirs cover it?
So I was pulling into a space in my parking garage yesterday. The brand new Escalade next to me was parked over the line, and instead of looking for a different space that wasn’t so tight, I stupidly decided to pull in anyway. I grazed the bumper and scraped some of the paint off and so I left a note with my e-mail and phone number.
What should I do when the car owner calls? I’m guessing that the type of person who would drive a brand new Escalade will be none too pleased to find it scratched. Is there anything I should avoid saying or doing for liability purposes?
I’m really nervous I’ll have to pay something out of pocket, which would be difficult since I’m a starving college student. Is it normal for some expenses to be out-of-pocket? Will my insurance pay for it, or will theirs?