College & Fin Aid Issues
August 29, 2009 3:41 PM Subscribe
College & Fin Aid Issues
posted by nameinruins to education (17 answers total) 1 user marked this as a favorite
Here's my situation:
I'm 24 years old and unemployed. I have been attending a state university on and off since 2004. However, due to some extreme personal circumstances, my GPA was adversely affected to the point of losing financial aid and causing the university to place me on academic suspension. That was over a year ago.
--I signed up for summer courses at the university and successfully passed them with flying colors. I had hoped this would bring my GPA up to at least 2.0, but it did not. I am still ineligible for financial aid. As of now, it is at 1.905 with the cumulative completion rate of 53%. That needs to be at 67% or above also. Since I was only able to afford summer classes with the help of a few people in my family, it is doubtful I would be able to attend college this fall. So, my plan was to attend community college in the meantime and earn enough credits to raise the GPA. Unfortunately, I was told by an advisor at the state university that the credits earned at any other college, including community colleges, would not count towards the cumulative GPA and completion rate at the university. In other words, this is the "Catch-22" of financial aid for me. I cannot receive financial aid unless I raise my GPA to 2.0 or above and the completion rate to 67% or above. The only way to do that is take courses at the state university. Unfortunately, I cannot afford it without financial aid, since it is practically impossible to find a job right now.
--All of this really came to a full boil two weeks because I never had an idea about the true shape my GPA and such were in, because my advisor at the time never told me. She never sat me down and flat-out told me, "Okay, your academic transcript here is looking bad. You need to do this and that." None of that. She had my transcript up right in front of her. She did not make recommendations for what I could do, etc., other than sign up for courses.
--I worked out my issues and I did really well last summer and I have no doubt that the trend will continue into the fall and onward. All I need to do is find means of getting money so I can attend classes in the spring and finally graduate in 2011, so I can move on with my life.
--I just hate that there's such a struggle for my "second chance" when I know I will do well. And yet, people are not willing to take their chances with me, and they never fail to remind me of my own mistakes in the past. I was young. I learned my lesson the hard way. That's all I have to say about this.
--Oh, and yes, I've applied for alternative private loans. I was denied because of bad credit, and there isn't anyone creditworthy in my family I could ask to be my cosigner.
--What are my options other than keep trying to find a job and save up?