How long to wait after denied credit application?
May 31, 2009 11:09 AM Subscribe
How long should I wait before making another credit card application? I was denied for a specific card I'd like (Amazon.com card through Chase) in February for "too many credit applications." Can I apply again for it now?
posted by jgunsch to Work & Money (12 answers total) 1 user marked this as a favorite
My history: I'm 18. I have a bit over three years of good history that show up in my credit report--I was a secondary account holder on my parents' credit card for a few years in high school and they've never missed a payment. I turned 18 in September, got my own credit card that very week and have used it and paid it off regularly (paying off full balances anywhere from $400 to $900 each month). I've used random "free credit score" services and found out two bureaus have my scores around 670 and 710.