Car insurance during a long overseas trip?
May 31, 2009 10:25 AM Subscribe
What can I do about my car insurance during a long overseas trip?
posted by sharkfu to Travel & Transportation (10 answers total) 1 user marked this as a favorite
I might be going on a long (3+ month) overseas trip and I don't know what to do about my car insurance while gone.
When I contacted a customer service representative, they said lapses in coverage aren't looked upon favorably by insurance companies (especially in California?) and that my rates would probably go up if I stopped coverage and then restarted upon my return. The best she could do was drop it down to the state minimum (about $57/ month for me) while I'm gone.
Since they have a vested interest in continuing to get money from me, are there any other options? Some kind of planned non-operation that doesn't actually appear as a lapse in coverage? Switching to mega-cheap company?
I've been with them (Progressive) 11 years, overall have been a really happy customer with a good driving record, but I don't want to throw away money without checking for alternatives. I'm also kinda bugged "keep using us or else!" approach when I've been loyal for 11 years... but I guess that's the insurance game.
I won't be driving while overseas, if it matters.