What is a reputable, low-cost, non-PayPal merchant account to accept credit cards online?
March 17, 2009 12:19 PM Subscribe
What are some reputable, low-cost, non-PayPal merchant accounts that enable you to accept credit cards online? Extra credit question: what are the best designed and lowest cost Web store options?
posted by roxie110 to computers & internet (15 answers total) 19 users marked this as a favorite
I've been using PayPal for years to sell on Ebay, but want to open up a standalone web store and accept credit cards directly.
So my question is a two-parter:
1) Who out there has a good, reputable, low-cost merchant account to directly accept credit cards online? My business volume will probably be a couple thousand dollars a month to start, but hopefully as I move sales from Ebay to my Web store, it will be several times that. I'm tired of shoveling money into Ebay/Paypal's pockets, so I'm open to any suggestions. My biggest concern, besides cost, is protection against fraud. PayPal does have certain protections for the seller against unauthorized credit card payments, and I'm terrified of losing hundreds of dollars to bad apples if I go to a non-PayPal merchant account. Any insight on that?
2) Can anyone recommend a Web store that's easy to set up, allows for a certain level of customization, and has sophisticated inventory management? I've spent some time trying to set up a ProStore Business-Level account but refuse to open it because their inventory management is a joke if you have more than 10 or 20 items (I generally have 150-200). The entire interfaice is utterly slow and counterintuitive--though maybe I'd need to upgrade to Advanced to get more functionality. The upside is that it synchs inventory with your Ebay store, and it would be hard to let that go, as I'm constantly adding new items to the store. Any suggestions?
MANY THANKS for your help!!