Questions in the Work & Money category.
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December 9, 2024
How do I exit my deal with Edward Jones?
I understand all the math and enough of the financial instruments. I am somewhat embarrassingly ignorant of the actual details of how I can manage my portfolio without paying someone to do it for me. [more inside]
December 7, 2024
Radical approaches to employers supporting caretakers
I've been reading a lot (mostly in the US, but also some other countries) regarding how balancing work and caretaking (for children, partners, elderly parents, even self) is impossible for many people. I'm looking for information on where employers are effective in supporting the caretakers who work for them. [more inside]
December 6, 2024
Why would an identity thief want credit cards mailed to my house?
Why would an identity thief use your own home address to sign up for credit cards? How do they benefit? [more inside]
Medical debt question
I have a fair bit of debt with one of my providers. They've sent over a financial aid form for me to complete. [more inside]
Bank issues
I want to send money to someone in need. My US bank is refusing to accept my Bill Pay requests to send a check. Thus far three have failed. I tried Zelle, but it put the request on hold and demanded I call it. But I am in Europe and neither my US eSim nor my European Sim are letting me dial the 800# to verify my existence. I cannot download the Cash app because, again, I am in Europe. Is wiring the money my only solution? [more inside]
December 3, 2024
Yet Another What Is This Job Question
You go to work (ideally remotely). You have tasks, and you do them, and maybe you go to some meetings here or there but mostly you are left alone to do your tasks. You are, critically, not management of any kind. You make decent middle-class money. What is your job? [more inside]
November 28, 2024
Buying a house from a relative over time?
Short version: My sister lives in the house we grew up in. It's fully paid off. She and her husband have ongoing money struggles. I'd like to help them out by buying the house from them slowly, thereby providing an income stream for them. Of course, there's lots of snowflakes inside: [more inside]
Art consignment contract
I contracted to have my art shown/ sold at a salon. A few weeks after dropping off my art, there are problems already. Should I keep it up, take my art back, or something else? [more inside]
November 27, 2024
Pennies from Heaven
I have what I believe is a two gallon jar of mixed loose change. At my bank I can pay a flat fee of $6 for them to count it, vs using their CoinStar style machine for a 2.5% fee. (I don't want to cash out for gift cards at the grocery store). What is the likely best deal?
November 26, 2024
What should I do if I am going to miss my next credit card payments?
I have a 10K and a 3K maxed-out credit cards, never missed a payment, and I know that I am going to miss my payments next month. With my own situation and family needed to help, I am out of idea. What should I do? Would credit card company (banks) help me out if I call them to discuss options? I receive credit card offers because my credit is still rather high, would taking the offer help? I also see ads on debt relief programs, is it better to get in touch with them now? [more inside]
Personal finance in the time of Trump 2.0.
I'm seeing endless posts on Threads and BlueSky about people making financial preparations for Trump's second term, including buying appliances / electronics before the tariffs hit, learning how to cook extremely cheaply, and otherwise economize. How much is actually known about Trump's eventual impact on our wallets, and are you making similar preparations in your own life?
November 24, 2024
What happens when senior leadership leaves?
The Partner and the Managing Director have handed in their notice and will leave my firm in 6 weeks. What can I expect from here on out? [more inside]
November 22, 2024
What to expect when calling IRS for advice
I have a question about tax returns. I want to call the IRS about it because I can't find enough clear information online/on the IRS website to answer my question. But I'm also filled with crushing dread and anxiety that they won't help me or this will lead to some big scary punishment. For those who have experience of calling the IRS to ask for their guidance, please can you share what to expect? [more inside]
November 20, 2024
Anonymous career options?
I’ve recently been told by different people that for careers as diverse and seemingly not… self-promotey as ESL teacher and dietitian, in order to be competitive and succeed you need an “online presence” and a “personal brand “. Please tell me this isn’t true. [more inside]
November 19, 2024
The Beginning Of The End
It's time to move on from my current job, but I am 61, and after 30 years in IT support I need to find something else to do. Flat-out retirement has to wait a few more years. I don't really have good idea of what I might like to do, or what I might reasonably be qualified to do, or what employers will even consider from someone like me. My wife's job is the better-paid one with excellent benefits, and we aren't up to our ears in debt, so there's not too much pressure to find something to match my current salary. I just want to do something I might actually enjoy and won't invite a lot of stress and can make last for the next five years or so. Help me brainstorm this.
Mid-career job search - how is it different?
I feel like all of my past job searches have been dependent on necessity and almost always during an economic crisis or pending hiring downturn. How does one switch from looking haphazardly and taking the first job to having a career built on experience and expertise? [more inside]
November 18, 2024
Federal government jobs during what feels like apocalyptic times?
I just received an offer for a federal government job. When I applied for the position months ago it seemed like an ideal job for me and I was very excited about the opportunity but now I'm scared and concerned about working for the federal government during what feels like apocalyptic times. If you had a federal job during the first TFG administration, what was it like and how did you survive? [more inside]
Unreported family money in my name overseas--how do I handle this?
I live in the US, a family member put $ in my name in their country many years ago and I have not been reporting it on taxes and I'm terrified. Looking for advice about next steps to stop avoiding this. [more inside]
November 15, 2024
Is it appropriate to belch out loud in a professional setting?
I have a colleague who belches out loud at every meal. I have made it clear that I find it off-putting and have walked away from them while it's happening. Do I have a stick up my butt? [more inside]
November 14, 2024
Quitting Nicely
This was me and I accepted a job offer for something far more suitable. I've got 3 weeks of earned sick time; what's the best way to give notice for a new position I will start in 5 weeks? [more inside]