Questions in the Work & Money category.
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February 11
How would you manage this type of information?
At my work, we deal with repeated situations where we have to manage a large number of lengthy responses to questions, as well as comments on those responses. We need ways to manage the details, and right now, we are mostly using annoyingly elaborate spreadsheets with a lot of version control problems. What tools or methodologies or ideas do you have on how to manage the info? [more inside]
February 7
How do you get paid ads into a successful newsletter?
I'm working with someone who has a newsletter that goes to over 11K readers in mostly affluent areas. How do you go about monetizing that with in-newsletter ads? Are there agencies that specialize in this? Most of my searches are getting SEO bombed to shifty looking outlets.
February 6
Contingency savings in Europe as a US Citizen
If I (an American citizen) hypothetically want to park 10K Euro in an account outside the US can I do so without tax/reporting headaches? [more inside]
February 5
Disputing a Debt Cancellation 1099-C
Can you dispute a debt after receiving an un-asked for and unconsented forgiveness and 1099-C? [more inside]
February 4
Need tax help in Seattle
Please refer me to the best Seattle tax person you know that can help AND is willing to provide a 1-time consultation. [more inside]
Money app for aging parents and their children to track spending?
We are looking for an app or service that will allow myself and my sibling to help our aging parents track their money and spending. Do you use an app or service like this? [more inside]
February 3
So how do you buy a car, anyway?
Can you tell me how one goes about financing and buying a car, step by step? [more inside]
February 1
Private equity, eli5
I keep hearing about the role of "private equity" in enshittifying various parts of the commercial landscape these days. Can anyone recommend good, incisive sources digging into how this works and why/if it's happening more now? [more inside]
January 31
Help me reallocate money in my retirement fund
Well, I have to admit it. I have been pretty hands-off about dealing with my retirement plan. Thankfully, through the years, the market has treated me well. However, because of not changing my risk level for the allocation of my contributions nor moving money around within my account, I am currently in a precarious position that I need to rectify ASAP! [more inside]
January 30
401k withdrawal in this time of, shall we say, uncertainty
I'm in the US, nearing 50, and have a few retirement accounts. I am not on track yet to be able to retire at any normal retirement age, and don't own property. Wondering if pulling out some cash might be a good option since things are feeling scary these days. [more inside]
January 28
Withdrawing from a brokerage
Pulling funds out of a brokerage account-- what do I need to know? [more inside]
January 25
What are the best foreign banks for US citizens to put money into?
What foreign banks, without branches, offices, or holdings in the United States, accept deposits from US citizen non-residents? Preferably online, but in-person is also welcome. [more inside]
Fear of Inheritance!
My mother recently died and left me an inheritance of about $450K. I have lived most of my adult life as a working-class person earning between $30-60K a year over the past 10 years. I was unprepared for this amount of money to fall into my lap. Things are happening fast, and I have questions. More inside. [more inside]
Tips for finding an entry-level job
I retired early six years ago, and have had a little part-time, minimum wage job ever since, just for something to do and for the social aspect. I'm financially secure. My grandson will be starting college in a year and a half, and I'm thinking it would be nice for me to get a full-time job for five years to help finance his education. [more inside]
January 24
US tax advice for resident aliens
What are the tax implications of the W-9 form for US resident aliens who don't actually live in the US and work outside of it? How does the W-9 form report to the IRS? [more inside]
January 23
White collar jobs safe (safer?) from white collar recession?
Do you, if you have a white-collar job, feel generally safe and secure in your job even with the tech- and tech-adjacent layoffs recently, and the threat of outsourcing/offshoring/AI? I am contemplating a career switch but don't want to put a lot of time into retraining for a job which won't exist (or will exist in a much reduced capacity) in 5-10 years. If you have personal experience in a job that you feel will survive the challenges on the horizon, what job is it? [more inside]
How can I make the interactions less awkward
As a socially awkward person... [more inside]
Forget about work quick hacks
I am going on vacation next week M-Thursday. It is a staycation which I will be busy but still sleeping in my bed. I am in the middle of a project which is 1) not going that well 2) consumes my thoughts when I'm not doing anything. I want to detach from work as much as possible during that period, but I'm ok on dealing this before I leave. Assume that I will delete outlook/teams/not actually do any work during this time M-Th. Any tips/hacks?
January 22
The owner is selling his company to private equity.
I have been burdened with this knowledge for more than a month now. I had to sign an NDA, as I have been tasked with collecting a lot of requested information. "Fortunately", a long-time work friend also signed one, so we can commiserate. People are going to lose their jobs. My job here of 12+ years no longer feels safe, though the boss assures me that not much will change. Yes, some people will be cut, but not me. I think he is foolishly and wishfully naive about it. [more inside]
January 21
A different professional organizing question
Nope, I don't need one...my question is, how do you become a professional organizer? [more inside]