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I just got an email from PayPal asking me to Confirm my US taxpayer status. But I'm not one. [more inside]
posted by nouvelle-personne at 10:33 AM - 5 answers

Would it be a terrible mistake to file a tax return at odds with the 1099 I have received? [more inside]
posted by bullatony at 6:59 AM - 11 answers

Young person has an opportunity to have a paid internship. The pay comes from a third party who I believe match-makes with the companies. We are brainstorming internship ideas in advance of a meeting Wednesday where we will also learn more about the program. We would like help generating ideas before the meeting. Details of young person's skills and interests inside. [more inside]
posted by latkes at 11:20 PM - 6 answers

X has inherited a paid-off 3-bedroom house. X has low income, no debt, is single, doesn't have siblings or heirs, and would prefer to move in and live in the house for the rest of their life. Assuming X remains single and lives for e.g. another 25 years, how does X best utilize the value of the house for additional income, such that when they die, they've maximized the value of the house (vs e.g. it all going to the state)? [more inside]
posted by 7 Minutes of Madness at 9:32 AM - 15 answers

I was recently promoted and for the first time, I am having to lead projects/be assertive/make decisions/look like I know what I'm doing, and I am starting from 0 in all of those areas. I am now looking for general advice as well as resources that I can look at: books, courses, social media people to follow, etc. [more inside]
posted by sefsl at 2:31 AM - 13 answers

I am 31F making $53,000 a year in a moderate cost of living area (Midwest USA). I need a better paying job and career in order to be able to accomplish my financial goals in a reasonable amount of time. I am already working on lowering my expenses to the best of my ability. Any recommendations? I have been considering sales operations, procurement, contract management, account management (not sure I would be good at sales), project management (there are no project roles at my current company, I have no experience in construction or IT). [more inside]
posted by anon1129 at 11:57 AM - 12 answers

Yesterday, I wrote about the landlord's outrageous cleaning, financial expectations, and other demands. Blaming me they are trying to indirectly recover costs of removing mold from my closet. Regardless of who's responsible, their expectations are impossible. They gave me a new lease and a 20% monthly increase. I normally pay rent in cash (dumb). In our situation, handing over cash is a terrible idea. I'm making an electronic transfer. Not having bank info, can anybody recommend which an app (Venmo, Paypal, Zelle?) to pay rent with an unsolicited wire transfer using only an email address? [more inside]
posted by Che boludo! at 12:36 AM - 13 answers

Friends and I send remittance payments to a mutual friend in Guatemala, once a month, and the typical services (Western Union, Ria, etc.) have extremely annoying limits which seem arbitrary and can never be explained to us by the wire services. Is there a better way, anno domini 2024? [more inside]
posted by kensington314 at 2:01 PM - 9 answers

Please advise on how to proceed proactively and cautiously to prevent conflict from what seems like retaliatory whims after landlord spent money removing mold. I rent a furnished basement in a house with landlords. Unrelated to mold, they were replacing furniture and removed the couch to make space for a new one. After several days without a couch, I requested it be delivered. They said “no”; I cost them money due to unspecified “neglect.” My rent was increased 20% and insist I pay $1000 for FOUR professional deep cleanings because the place is messy. I'm feeling squeezed. [more inside]
posted by Che boludo! at 1:03 AM - 10 answers

I am inviting some eyes and perspective on my budget and spending habits. Please advise any tips you have to meet and track your budget goals and reduce spending. [more inside]
posted by anon1129 at 5:15 PM - 35 answers

My BIL recently established a SNT in Minnesota to shelter a settlement from affecting benefits eligibility. Can he add money to it, and if so does it matter where the money comes from? [more inside]
posted by Chlorine at 1:05 PM - 2 answers

I have to pay my rent by the 7th of the month by money order. I've been going to the grocery store customer service because it's cheaper than my bank, but sometimes I have to stand in line for up to 30 minutes and this makes my whole day worse. Is there a time of day that customer service is slow and I can get in and out more quickly? What do you guys find easiest to do to get your money orders cheap and quickly?
posted by Gosha_Dog at 5:13 PM - 6 answers

This coworker started 6 months ago. The team is really small so out of 4 people, I would say she talks to me the most and has also come to me with her day to day questions, sharing banters, etc. I feel like her behavior is starting to affect the team dynamic but not so much my day to day work so I'm debating if it's worth going to my boss about. I don't know what my goal would be if I do go to my boss. See examples below of the behavior I'm having concerns about. [more inside]
posted by missybitsy at 5:10 PM - 12 answers

I'm about to start looking for a job for the first time in 7 years. I updated my accounts on Indeed (where I found my last job), LinkedIn, and my local state's jobsite. Before I start submitting applications, I'm wondering if these sites are still effective for finding legit postings, or if there's now too much misleading information (kind of like dating sites!)? Ideally I'd like to avoid optimistically plugging away, not knowing that I'm actually going nowhere fast. If these sites are no longer the best route, what is now? [more inside]
posted by 7 Minutes of Madness at 6:48 AM - 14 answers

I will be leading a pretty small team of offshore developers starting soon and I wanted to get folks tips on how to manage them, keep my sanity and do well. [more inside]
posted by sandmanwv at 9:05 AM - 7 answers

After seeking advice on getting my daughter a car, I think my smartest move is to trade in my paid off 2017 Tahoe for a smaller used vehicle that my daughter can use. What's the best way to negotiate a used-to-used car swap and not get completely fleeced? [more inside]
posted by jasondigitized at 7:52 AM - 11 answers

I won't have a job come 2025 so I'm going to need an ACA plan. I have personal investment, rollover IRA, Roth IRA and 401k accounts, and a personal savings account. On the ACA site you have to enter your expected income - which affects your tax credit - and this page says, for Investment Income: "Include expected interest and dividends earned on investments, including tax-exempt interest". Like, all of it? Including interest on my 401k which I've been growing most of my life but can't realistically use yet because I'm not old enough? [more inside]
posted by my log does not judge at 7:46 AM - 13 answers

A year ago, I was working a high-powered, corporate senior leadership job that took over my entire life. It pushed me beyond my limits, and I ended up suffering a terrifying mental health crisis. I left work, and I've spent the last year recuperating and figuring out what to do next. I am now better and feel ready to work again. I am starting a new full-time job soon. I'm optimistic it will be different this time around, but also worried that I will fall back into bad habits. What can i do to increase my chances of having a healthy relationship with work when I return? [more inside]
posted by anonymous at 12:14 AM - 20 answers

Back when I was younger and poorer, I greatly enjoyed the Tightwad Gazette books for ideas and information on thrift/frugality. Are there any similar resources out there that are more aimed at poor Millennials? [more inside]
posted by Serene Empress Dork at 10:25 AM - 11 answers

I've worked as a graphic designer for a very small puzzle company for nearly five years. It's very low stress, and I have a decent amount of creative freedom. I have one boss and three coworkers and I get along well with all of them, and I live right next to the office so I have no commute. I'm autistic, and pretty much every other job I've had has been a nightmare, so I'm very reluctant to give up something so comfortable. [more inside]
posted by Chenko at 8:52 AM - 11 answers