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I won't have a job come 2025 so I'm going to need an ACA plan. I have personal investment, rollover IRA, Roth IRA and 401k accounts, and a personal savings account. On the ACA site you have to enter your expected income - which affects your tax credit - and this page says, for Investment Income: "Include expected interest and dividends earned on investments, including tax-exempt interest". Like, all of it? Including interest on my 401k which I've been growing most of my life but can't realistically use yet because I'm not old enough? [more inside]
posted by my log does not judge at 7:46 AM - 13 answers

A year ago, I was working a high-powered, corporate senior leadership job that took over my entire life. It pushed me beyond my limits, and I ended up suffering a terrifying mental health crisis. I left work, and I've spent the last year recuperating and figuring out what to do next. I am now better and feel ready to work again. I am starting a new full-time job soon. I'm optimistic it will be different this time around, but also worried that I will fall back into bad habits. What can i do to increase my chances of having a healthy relationship with work when I return? [more inside]
posted by anonymous at 12:14 AM - 20 answers

Back when I was younger and poorer, I greatly enjoyed the Tightwad Gazette books for ideas and information on thrift/frugality. Are there any similar resources out there that are more aimed at poor Millennials? [more inside]
posted by Serene Empress Dork at 10:25 AM - 11 answers

I've worked as a graphic designer for a very small puzzle company for nearly five years. It's very low stress, and I have a decent amount of creative freedom. I have one boss and three coworkers and I get along well with all of them, and I live right next to the office so I have no commute. I'm autistic, and pretty much every other job I've had has been a nightmare, so I'm very reluctant to give up something so comfortable. [more inside]
posted by Chenko at 8:52 AM - 11 answers

Specifically, Germany. I have a few autographed books to sell, but I imagine listing on German sites is not the best tactic for a good profit. The only book-specific site I'm familiar with is AbeBooks, but I don't love their ties to Amazon. Are there avenues better than listing on US-based eBay, AbeBooks, etc? NB I am a US citizen and have residency there and in Germany, in case of any seller location rules I should be covered!
posted by PaulaSchultz at 2:52 AM - 2 answers

Any recommendations for podcasts like Acquired or BBC's Good Bad Billionaire?
posted by LazyKween22 at 7:13 PM - 1 answers

Our father passed away last summer and left his estate to be divided 50:50 between my brother and myself (we are both executors), which comprises: a ~$500K house (which my brother lives in), ~$200K of investments, and a ~$12K car (which my brother has ownership of). Since it's been over a year, I started to gently nudge my brother about what will happen with the house, and after a somewhat positive initial response, he's - rather predictably - gone dark: please help me handle this in the best way, for both of us. I've included a list of details and complexities below. [more inside]
posted by anonymous at 5:09 AM - 21 answers

I'm a (Ontario) Canadian who took on a freelance assignment (outside my day job) to build and deliver a display for a German state museum. I have to provide an invoice. The online Google hits say I must charge VAT but those hits are just selling consultation services. Can you broadly explain my responsibilities? Who do I remit the collected tax to? Do I need to register somewhere? [more inside]
posted by brachiopod at 8:16 PM - 6 answers

I have been perusing a few deferred income annuity sites recently. I am looking at various annuitization payouts. But I seem to find sites that only work one way. [more inside]
posted by jtexman1 at 9:32 AM - 6 answers

Can you point me towards books or podcast episodes about bad leadership or problematic corporate culture? Preferably things that are compelling stories/easily digestible, but really I just want to learn about businesses or companies that had bad culture or leadership and what happened to them. Thanks in advance! [more inside]
posted by carlypennylane at 4:11 PM - 11 answers

This weekend while entering a grocery store I walked past a mangled, low-lying piece of metal embedded in the parking lot where someone had hit a stop sign. The stop sign had been removed but 2 inches of the stump was still there. I cut my foot on it very badly and had to go to the emergency room to get a LOT of stitches. Since then, several people have told me that I should get the grocery store (a major national chain) to cover the emergency costs but no one can tell me how to do that. [more inside]
posted by a hat out of hell at 10:59 AM - 17 answers

My boyfriend (who lives with me) recently changed careers to respiratory therapy and will be working three 12-hour overnight shifts a week. I'd like to gift him a few things to help with this transition but neither of us really know what to expect. Any suggestions? [more inside]
posted by tryniti at 7:09 AM - 7 answers

I want to gift a car to my adult daughter. Too much information has me confused. [more inside]
posted by lpsguy at 2:57 PM - 5 answers

I'm considering taking a job at a wildlife/nature conservation nonprofit, but I have not worked in this sector/industry before. The job is a management role in the office, so not fieldwork/research/fieldwork. Does anyone have any experience working in this sector (in any role) and could share their experiences? [more inside]
posted by dede at 6:26 PM - 3 answers

I would love personal recommendations from folks who love their CPA, which may or may not be based in Seattle (or maybe they all work online these days)? Looking to get my shit together, my debt assessed, my savings moving, etc. (Last Q on this topic was from 2019). Thanks in advance!
posted by tristeza at 7:26 AM - 6 answers

Got a call from someone claiming he works for TSI and is collecting a debt my husband owes to the local hospital. Suppose that it’s not the scam I think it is, but actually a real debt, that inadvertently went unpaid—what would be the best thing to do? [more inside]
posted by metonym at 9:09 AM - 14 answers

I’m an urban dwelling freelance writer in my late 50s. Work is not as steady as I would like and I’m considering, just considering, what I could train to become. [more inside]
posted by gigondas at 7:42 AM - 12 answers

I'm in the hiring process for a job I realized I don't want after three rounds of interviews; there's a practical assessment they've asked me to complete by tomorrow which I could do (it's not hard) but I don't want the job and my anxiety is skyrocketing thinking about how to say no. I would really really appreciate any advice anyone has. [more inside]
posted by an octopus IRL at 7:01 AM - 23 answers

Hello hivemind, I'm trying to navigate a multi-part career change (journalism --> ??? --> tech), but I'm facing strong headwinds and need to make a lot of tacks to get there. I could really use some advice. [more inside]
posted by anonymous at 4:55 AM - 24 answers

Essentially, I need to figure out a work from home job that is super flexible. I'm already signed up for Data Annotation. What else should I look into? [more inside]
posted by banjonaut at 7:41 AM - 2 answers