Get paid for your todo lists
May 15, 2024 9:12 PM Subscribe
Banking app for kids, such as Spriggy or Commonwealth Bank's Kit, have a function where kids can earn pocket money from their parents' bank accounts by completing tasks from a chore list. Is there a similar app but for adults?
These apps generally allow kids to have a prepaid card with spending monitored by their parents/guardians, who also are the ones adding money to the card from their accounts. Amongst their many features (educational mini-games, savings challenges, etc) is a to-do list/chore list. Parents can set dollar amounts to each chore (e.g. $5 to make the bed) and when the kid marks off the chore as done, the money is transferred to their prepaid card. There are multiple ways to configure such a list, but that's the general gist.
I would like a similar setup but for adults. Ideally I could put my to-do list in there, assign dollar amounts, then when I mark those items are complete, the dollar amount is automatically transferred from my account into a separate account or a prepaid card. This would be a motivator and incentive to save for treats or other fun things while getting things done.
I can't tell if Spriggy/Kit requires you to prove that you are indeed under 18 and/or have a guardian to use the app. Kit requires a CommBank account while Spriggy is bank-agnostic but does put limits on "appropriate merchants" for use of their prepaid card. They're both Australian apps, which suit me as an Australian - though I would be open to international apps if they can work with Australian banks.
I've seen apps where you can assign points or virtual currency to a task - presumably then you can just convert those points by doing a manual transfer. But that just adds a layer of friction. I'm not sure if the kids' apps require prior approval from the parent to release the money but maybe the adult version can skip that step?
These apps generally allow kids to have a prepaid card with spending monitored by their parents/guardians, who also are the ones adding money to the card from their accounts. Amongst their many features (educational mini-games, savings challenges, etc) is a to-do list/chore list. Parents can set dollar amounts to each chore (e.g. $5 to make the bed) and when the kid marks off the chore as done, the money is transferred to their prepaid card. There are multiple ways to configure such a list, but that's the general gist.
I would like a similar setup but for adults. Ideally I could put my to-do list in there, assign dollar amounts, then when I mark those items are complete, the dollar amount is automatically transferred from my account into a separate account or a prepaid card. This would be a motivator and incentive to save for treats or other fun things while getting things done.
I can't tell if Spriggy/Kit requires you to prove that you are indeed under 18 and/or have a guardian to use the app. Kit requires a CommBank account while Spriggy is bank-agnostic but does put limits on "appropriate merchants" for use of their prepaid card. They're both Australian apps, which suit me as an Australian - though I would be open to international apps if they can work with Australian banks.
I've seen apps where you can assign points or virtual currency to a task - presumably then you can just convert those points by doing a manual transfer. But that just adds a layer of friction. I'm not sure if the kids' apps require prior approval from the parent to release the money but maybe the adult version can skip that step?
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posted by creatrixtiara at 2:12 AM on May 16