Has anyone consolidated PRIVATE student loans?
May 19, 2014 10:56 AM Subscribe
I owe "the man" a good deal of money. I am consolidating my public loans. I would also look to consider my private loans. Has anyone done this? Recommendations?
Specifically looking for any companies people have had good experiences with. I am looking for one without an origination fee and fixed rate (although you might be able to talk me into either).
I have no credit problems and the amount is under $100K so I should be good for qualifications at most places.
Suggestions? Tips? Things you wish you had known?
Specifically looking for any companies people have had good experiences with. I am looking for one without an origination fee and fixed rate (although you might be able to talk me into either).
I have no credit problems and the amount is under $100K so I should be good for qualifications at most places.
Suggestions? Tips? Things you wish you had known?
Response by poster: Should anyone else stumble along this question
of course I Googled it. I read a bunch of pages from various offerings - trying to get some first hand experience.
Also quite aware I cannot consolidate them together.
posted by IzzeYum at 11:15 AM on May 20, 2014
of course I Googled it. I read a bunch of pages from various offerings - trying to get some first hand experience.
Also quite aware I cannot consolidate them together.
posted by IzzeYum at 11:15 AM on May 20, 2014
Some credit unions offer private loan consolidation--I couldn't find a good one that services my area, but that might be another option if you haven't already considered it.
posted by Baethan at 1:03 PM on May 20, 2014
posted by Baethan at 1:03 PM on May 20, 2014
I just used SoFi to consolidate private student loans (that, before a previous consolidation, were gov't loans). They offer both fixed and variable products, and no origination fee. They seem happy to consolidate both federal and private loans according to their website.
Edited to add: here is a blog post from them about combining federal and private loans.
posted by undercoverhuwaaah at 1:58 PM on May 20, 2014
Edited to add: here is a blog post from them about combining federal and private loans.
posted by undercoverhuwaaah at 1:58 PM on May 20, 2014
This thread is closed to new comments.
posted by strelitzia at 2:21 PM on May 19, 2014