Who's the best to help me with my bad credit?
March 15, 2008 8:36 AM Subscribe
I have really bad credit and need professional help, who should I talk to?
posted by anonymous to work & money (5 answers total) 12 users marked this as a favorite
My scores range between 568 - 665 depending on who you ask. I've defaulted on all my student loans by never paying any of them back. I've had a car repossesed, which I had a loan out for approx $14K. I have lots of other various outstanding debts from credit cards, unpaid medical expenses, etc. All of this total probably equally to approx. $75K in debt.
So, my question is who should I talk to? A lawyer to file bankruptsy? An accountant to get myself on a budget? A credit councellor to handle all the collection agencies? A finacial advisor, can they handle all of it?
I'm really wanting to get on the road to recovery and eventually clear my name and start saving for down the road: a house, kids, retirement, etc.
And does anyone have any recommendations for the appropriate person in San Francisco?
If it matters, I'm 32 and earn $57,500/annually (gross).