What qualifies as life changing?
July 23, 2007 1:17 PM Subscribe
Health Insurance Filter: Life-changing events - I need some clarification on a life-changing event and what qualifies...
posted by jimmy0x52 to Health & Fitness (12 answers total) 1 user marked this as a favorite
My wife is having a baby soon and when she does I'd like to move her off our work group plan to cheaper individual health insurance. The baby is a life-changing event - but only to add the baby. I can't take her off until open enrollment in February.
I was told that gaining or losing a job is also considered a life-changing event. She quit her job back in May to stay home full time and grow the baby.
A) Claim in September that she has quit her job because of the baby and qualify as life-changing? What's the window?
B) Do freelance work that is a new job for her and claim this as a new job so I can remove her from the group insurance?
C) None of the above, suck it up?
Just incase it's important, United Healthcare is the insurance company.
Thanks for the advice!