So far, I've got a few things that keep the mundane parts of my life ticking over nicely, without my having to think about them too much, if at all. Some examples:
1. Like many people, I have a checking account (for paying rent, bills, etc), a savings account, and a spending account. Regular automated debits from the checking account enter my savings and spendings accounts. When I use an ATM, I use my spending account card, and I can see exactly how much cash I have for the month. I usually keep my cash allowance for the week in my wallet. Most of my bills and rent are direct debit, and I track shared payments with IOweYou.co.uk
. Consequently, I have very little thinking to do in terms of personal finance (as long as I keep things simple).
2. Any and every appointment or reminder goes into my phone's calendar. My phone then reminds me of meetings, birthdays, etc.
3. I cycle whenever I can. This means I don't have to think about scheduling specific time for basic keep-fit exercise.
4. I'm doing a college course. Currently I carry around a set of flash cards wherever I go, so I get to do some useful revision in the "dead time" spent sitting on the bus. (Before the college course, it was a book of sudoku puzzles).
What other similar things do people do? I'm not looking for a "framework" like GTD or tickler files; I'm looking for specific examples of processes that run themselves, or habits that people introduce that allow them to make the most of their day.
I'm sure this question will have been asked here before, but I only managed to find details of implementing tickler files, GTD, and so on.