Drowning in debt
October 18, 2006 1:49 PM Subscribe
I've got around $8000 in credit card debts, my minimum payments are costing me as much as my rent, and the interest rates are so high that I'm not gaining any ground. Help!
posted by squidlarkin to work & money (30 answers total) 7 users marked this as a favorite
Obviously just paying the damn things off would be the simplest fix, but my income's pretty low (and it's the first job I've had in years that didn't put me in a crippling depression, so I'm not switching), and my life expenses are cut down to the minimum, and I'm still missing phone bill payments.
Mostly I'm looking for recommendations of debt consolidation agencies; I could just google, but I don't want to just go with whoever's paid the most on SEO work and web design, I want someone I know won't screw me over. Also I should mention that my credit's pretty poor and I have absolutely no sort of collateral. Whee!