Migrating from Mint: What do you use?
November 10, 2023 8:39 PM   Subscribe

So apparently Intuit's Mint is going shutting down (or getting re-imagined, per Intuit). What budgeting/personal finance management software is a good alternative?

What I most appreciate about Mint is being able to see all my accounts in one place and being able to sort/tag transactions. It has also been convenient having it on my phone. I mostly use it to monitor and find patterns in my spending behavior.

Thank you in advance!
posted by dearadeline to Work & Money (18 answers total) 28 users marked this as a favorite
 
May as well try the rebranded/migrated CreditKarma product, and see if it continues to work for you, no?
posted by kickingtheground at 8:48 PM on November 10, 2023


YNAB is a little expensive ($15/month, cheaper if you pay for a year at once) but I've paid for it on and off for a few years now and I do find it really helpful when I have to be more careful and thoughtful about how I spend money. If you read up on their "give every dollar a job, embrace your true expenses, age your money" rules and they resonate with you, it might be worth looking into.
posted by Jeanne at 10:02 PM on November 10, 2023 [2 favorites]


Monarch Money! And it looks like they have a deal for Mint refugees.
posted by misterbrandt at 10:28 PM on November 10, 2023 [2 favorites]


I started using Tiller a few months ago based on an AskMe recommendation and I love it. It’s spreadsheet-based (Google or Excel) so you have total control of everything, and there’s an active community forum and lots of custom workflows and analysis tools. It does require a bit of nerdery, so if you want something simple, this won’t be it.
posted by matildaben at 11:29 PM on November 10, 2023 [5 favorites]


Same here. I’m trying out simplifi - I paid to sign up but can cancel free in the first 30 days - and so far I’m liking the flexibility of the categories and tagging features.
posted by minervous at 1:50 AM on November 11, 2023


+1 to Simplif; it will do the things you’re looking for and is one of the cheaper options. I fortuitously switched to it just before the Mint announcement came out and have been happy with it so far. It’s more intuitive to me than Mint and customer support seems good so far.
posted by Empidonax at 4:55 AM on November 11, 2023


Best answer: I used Mint for about a decade, and this is my weekend project. Ugh.

The official announcement (which I just got) indicates that people who convert their account to Credit Karma will lose transaction history over 3 years old. CK is not adopting Mint's budgeting features, and reportedly is more focused on marketing new loan products to the user. Potentially good for a credit-card churner. CK may be the preferred option for people who rely heavily on Apple financial products, because apparently Mint had a special deal for account access.

After reading various accounts and comparisons (every personal finance forum I follow is talking about this), I've decided to try Quicken's Simplifi first. I also have my eye on Tiller ($80/month; I do like spreadsheets). Monarch ($100/year, made by former Mint employees) and Empower/Personal Capital (free + marketing for investment advice) are also on my list to try if Simplifi doesn't work out.
posted by mersen at 6:18 AM on November 11, 2023 [2 favorites]


TILLER
posted by notyou at 6:32 AM on November 11, 2023 [1 favorite]


(Tiller is $5 per month.)
posted by notyou at 6:33 AM on November 11, 2023


I’m gonna give my credit union’s simple budgeting site a try, mostly because it’s free.
posted by girlmightlive at 7:24 AM on November 11, 2023 [1 favorite]


I've been happy with Monarch for a year or two now, for the sorts of features you've noted you're looking for.
posted by Stacey at 7:43 AM on November 11, 2023


YNAB is by far the best thing I've ever done for my financial life. It takes a little bit of setup, but they've got a great set of youtube tutorials that help you along if you invest the time in watching them.

Caveat: YNAB is not Mint. I tried Mint many times in the past and could never figure out how to make it work for me. Here's a great explanation of how they differ, and pretty much sums up why Mint was never helpful for me.
posted by soonertbone at 11:00 AM on November 11, 2023 [3 favorites]


Tiller ($80 a year, not a month) for sure. Great program, great staff support, great peer support.
posted by susandennis at 12:05 PM on November 11, 2023 [1 favorite]


The NYT just posted this article (gift link, expires in 30 days) that provides a list of Mint alternatives.
posted by mezzanayne at 12:15 PM on November 11, 2023 [3 favorites]


I switch from Mint to YNAB a year ago on my own and find it a much better budgeting app.
posted by Toddles at 1:06 PM on November 11, 2023


Best answer: To offer a counterpoint, I've tried to switch from Mint to YNAB several times and have never succeeded in figuring out how YNAB works, even after laboriously going through the tutorials. It has a different purpose than Mint and offers different features. I just transitioned from Mint to Monarch and it seems very similar in interface and features, which is what I was looking for and there is no learning curve.
posted by armadillo1224 at 1:21 PM on November 11, 2023


Best answer: Thank you for raising this. I've use Mint since 2008 and am very frustrated by this. I don't need budgeting at all, just a transactions dashboard and the ability to categorize and yield information by categories (e.g., how much did I spent on advertising or cell phone or office supplies in 2023).

FWIW, I am seriously looking at Wave, but that's because I have both personal and (very simple) business transactions.
posted by The Wrong Kind of Cheese at 3:56 PM on November 11, 2023


Best answer: Fidelity has "Full View", which, is all you want is tagging your transactions and seeing your net worth, works pretty great. Not great for very detailed budgeting. You might need to have a (free) checking account with them though.
posted by Dotty at 6:21 AM on November 13, 2023


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