Can someone else make a claim on my car insurance?
February 18, 2006 6:31 AM Subscribe
Can someone else make a claim on my auto insurance?
posted by jayder to Law & Government (14 answers total)
Let's say I am involved in a very minor collision with someone's car in a shopping mall parking lot. The other person claims it is my fault. I give the person my insurance information. After the person presents me with an exorbitant, inflated "estimate" of what it will cost to fix the damage, I make the person an offer to settle the case, of a little more than half of what they are demanding. The person rejects my offer.
The person (who has his own auto insurance) threatens to contact my insurance company and make a claim. Will my insurance company deal with this person? Is there any chance the insurance company will pay the person's claim? (Assume that the person knows which insurance company my policy is with, but that I have not reported this incident to my insurance company.)