ACL Surgery + New Job/Insurance -- who do I talk to?
August 21, 2014 10:47 AM Subscribe
So I tore my ACL and would like to have it reconstructed. I have been offered a job that starts late September that would offer superior health insurance. I would ideally like to be on that insurance when I get the surgery, how do I make that happen?
posted by sibboleth to Work & Money (5 answers total) 1 user marked this as a favorite
So, for the most part my knee is alright. I can walk in straight lines, I have little to no pain, and for the most part I'm stable. I am a fairly athletic person, however, and it's driving me crazy to be limping around. I also cannot run, pivot, or move laterally with much stability. I understand that the road after surgery is going to be a long one. Not having surgery by the end of the year is not an option for me, and the thought of delaying it for more than a couple of months is not appealing.
I currently have a job offer contingent upon completion of board examination. The way I understand this is that they have no legal obligation to actually hire me if they don't want to, which makes me hesitant to approach them with this question. My hire date would be 9/29 and my understanding is that benefits begin the first day of the month after day-of-hire.
After being hired, I am required to attend an orientation class - I have no details about the orientation and whether or not I could potentially do it on crutches. I got the impression that it was mostly classroom-type experiences for a couple of weeks. The job itself (psych nurse with a large public academic hospital) is going to require me to be on my feet quite a bit. I don't think crutches are going to cut it.
My understanding of the surgery is that I will be able to crutch around almost immediately post-op and walk again on my own at about a month post-surgery.
I want to be up-front and honest about this to my future employer, but I also don't want to suddenly not have a job. My questions are these: should I approach the hiring manager or HR person and tell them what's going on? If so, how do I tell them? Should I just get the surgery ASAP and deal with the cost ($5,000 vs. $500 deductible, 20% vs 5% cost after insurance, etc)? Should I start the job and attempt to accrue sufficient time off to get the surgery taken care of on my own time? Is the job legally protected if I decide to just have the surgery after my hire date? I work in a right-to-work state (FL).