May 13, 2014 6:03 PM Subscribe
Can you recommend budgeting and personal finance courses, or where I should be looking for such a thing?
posted by anonymous to Work & Money (13 answers total) 20 users marked this as a favorite
Several years ago, a friend gifted me a one-year Dave Ramsey membership kit (books, site subscription, etc.) to get my butt in gear with credit card debt, learn to live within my means, etc. Now, I'd like to do the same for my significant other who has significant school debt and, like me, is NOT a natural at mindful money management. I am thinking we could do a course or program together. Should I be looking for such a course at community colleges or elsewhere? If you have taken the Dave Ramsey course in person, can you highlight the pros and cons?
For me, the Ramsey stuff worked spectacularly for the most part -- I am completely debt-free and actually have some savings now, though have since fallen off the budget bandwagon and could be wiser with my saving and spending. (But no debt still.) However, I am more tolerant of overt conservatism and religiousness than my partner, and I wonder if the in-person DR course is so much of that that it'd be harder for my partner to stomach.
I am in the Washington DC area if you have area-specific in-person classes to suggest. I am open to online suggestions too. Main criteria is that it is engaging/motivating, has good info for people who are kind of crappy with saving money/tend to overspend, and/or discusses stuff beyond budgeting like types of savings/investment accounts, how to decide to buy versus rent and how much to put down, that kind of thing. Thank you.
PS: Also, if it matters, we've been dating several years and now live together, and he seems receptive and interested about this, albeit somewhat whiny (eg., thought Suze Orman was 'annoying' when I was watching her on TV)