How far in advance to buy trip/travel insurance?
December 28, 2013 12:16 PM Subscribe
We're booking flights from the US to Scandinavia soon, with the trip planned for late May 2014. I'm getting confusing guidance about when it's best to buy trip/travel insurance from a third party vendor (i.e. not our airline).
posted by midatlanticwanderer to Travel & Transportation (4 answers total) 1 user marked this as a favorite
In some places I've seen suggestions that you should purchase the insurance as soon as possible after you've made your first deposit or payment for the trip/reservations itself, with some requiring insurance to be bought within x number of days after doing so. I've seen other suggestions that imply as long as you're not buying the insurance last minute right before you travel, then you're probably ok. Any advice is appreciated!
Background: we're more interested in cancellation/cancel-for-any-reason insurance, especially since we'll be buying non-refundable airline tickets. A portion of our airline tickets will be funded through credit card points, but not all of them. We're planning on booking lodging ahead of time, as well, so we'd want those deposits to be covered in the rare event unforeseen circumstances mean we have to cancel.