Figuring out where to start with my finances
January 4, 2013 11:13 AM Subscribe
I am suddenly making a grown-up salary, with a retirement plan and everything. I need to talk to a financial professional about optimizing my taxes and retirement and building a perfect(-ish) machine that I don't need to think about too much. I don't actually know what this person is called. Am I looking for an accountant? A financial advisor? A financial planner? Or something else? Please help me overcome my laughable naïveté. Thanks!
posted by the brave tetra-pak to Work & Money (9 answers total) 33 users marked this as a favorite
After a number of years working random minimum-wage jobs I have an actual career, with a high-five-figures salary and a retirement plan. There are no emergencies here -- I don't have any debt, I have 5 months' salary saved, etc -- but reading those what-do-you-wish-you-had-done-at-30 AskMe posts from last year made me realize I should really get my act together around long-term financial health and planning. I got some books to do it myself ... about six months ago. My job is extremely time-intensive and I travel a lot for it, and I realized recently that I was never going to get started on this unless I had somebody else who knew what they were doing helping me think through it and put the pieces in place. What kind of professional am I looking for? (Also, if anyone has specific recommendations around the Ann Arbor / greater Detroit area, please post them here or feel free to MeMail me.)